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February 2026
v1.3.0

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Important Updates

New Mandatory KYC Requirements for Individual Cardholders
Effective Date: February 1, 2026, 00:00 HKT
Starting February 1, 2026 at 00:00 HKT, the following fields will become mandatory when creating card accounts for individual cardholders:
  • occupation - Select from /v1/occupations endpoint
  • position - Select from /v1/positions endpoint
  • gender - MALE or FEMALE
  • nationality - ISO 3166-1 alpha-2 format (e.g., HK)
  • supportingDocuments - Required for non-Hong Kong (HK) nationals (see accepted document types →)
Action Required: Update your integration before Feb 1, 2026 at 00:00 HKT to collect these fields.📖 View detailed requirements and accepted documents →📚 API Reference: Create Card Account →
個人持卡人強制性 KYC 要求更新
生效日期： 2026年2月1日，香港時間 00:00
自2026年2月1日 00:00 HKT起，為個人持卡人創建卡帳戶時以下欄位將成為強制性要求：
  • occupation（職業）- 從 /v1/occupations 端點選擇
  • position（職位）- 從 /v1/positions 端點選擇
  • gender（性別）- MALE 或 FEMALE
  • nationality（國籍）- ISO 3166-1 alpha-2 格式（例如：HK）
  • supportingDocuments（證明文件）- 非香港 (HK) 國籍申請人必須提供（查看可接受的文件類型 →）
需採取行動： 請在2026年2月1日 00:00 HKT前更新您的系統以收集這些欄位。📖 查看詳細要求和可接受文件 →📚 API 參考：創建卡帳戶 →
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December 2025
v1.2.0

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New Features

New 3D Secure (3DS) Challenge Flow for Online TransactionsEnhanced security for online transactions with the new 3DS challenge flow, providing a more secure and streamlined verification experience.📖 View 3D Secure Integration Guide →
Go-Live Date: December 19, 2025, 00:00 HKT
⚠️ Deprecated Webhook: cardaccount.transaction.verification-code-delivered - This webhook has been replaced by the new 3DS challenge flow. Please migrate to the new integration.
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November 2025
v1.1.0

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New Features

Webhook Auto-Recovery MechanismNew automatic recovery system for suspended webhooks to reduce manual intervention and prevent webhook accumulation:
  • Auto-Recovery: Suspended webhooks are automatically pinged every 5 minutes for up to 24 hours
  • Automatic Resumption: If a ping succeeds, webhook delivery resumes automatically without manual intervention
  • Auto-Deletion: Webhooks are automatically deleted if they remain suspended with failed recovery pings for 24 consecutive hours
📖 Learn more about webhook recovery →
Go-Live Date: November 29, 2025, 00:00 HKT